Accident Insurance

Accident Injury

Even when we live well, accidents happen. We never know when or where they will occur.

Accident insurance pays a cash benefit to the insured for a covered accident or injury and can help pay expenses such as copays, deductibles and treatment. Accident coverage can help pick up where other insurance leaves off. Coverage may also include:

Benefit Enhancement Rider

The Benefit Enhancement Rider provides additional coverage that corresponds with many health care-related procedures when an accident or injury occurs.

Key Features.

  • Coverage available for the insured or the entire family

  • Benefits are paid directly to the insured unless assigned to someone else

  • Premiums are affordable


  • *These policies have exclusions and limitations, may have reductions of benefits at specific ages, and may not be available for sale in all states. For costs and complete details contact your Benefits Representative.

  • *This coverage does not constitute comprehensive health insurance coverage (often referred to as “major medical coverage”) and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.